1. Home Insurance, also known as home owners insurance, provides coverage for individual homes and their contents. It covers a range of risks, including
a) Damage to the structure
b) Damage to the personal belongings
c) Theft or burglary
d) Personal accident cover for family members
e) Machinery breakdown cover for electronic equipment
f) Liability for injuries that may occur on the property.
2. Both Home Owners and Tenants have insurable interest.
Flood and Earthquake - Coverage for damage caused by storms, floods, tempests, earthquakes, landslides and sinkholes.
Scheduled Personal Property - Coverage or higher limits for specific high-value items, such as jewellery, art, or collectibles.
Scheduled Personal Property - Coverage or higher limits for specific high-value items, such as jewellery, art, or collectibles.
Terrorism - Coverage for damage or destruction caused by acts of terrorism.
