Group Personal Accident Insurance
Group Personal Accident (GPA) Insurance provides coverage to employees of a company, against accidental death, bodily injury, or disability. It offers coverage for accident-related loss that occur both on and off the job.
Add-On
Funeral Expenses - Cover funeral and burial expenses incurred due to the insured's accidental death.
Transportation of Mortal Remains - Coverage for the transportation expenses of the insured's mortal remains in case of death due to an accident.
Education Benefit - Offers financial support for the education of the insured's dependent children in case of accidental death or permanent total disability.
Modification of Residence or Vehicle - Covers the cost of modifying the insured's residence or vehicle to accommodate their disability.
Family Cover - Extends coverage to include family members of the insured, such as spouses and children.
Provides coverage for specific critical illnesses or medical conditions resulting from accidents.
Exclusions
1. Injuries or disabilities resulting from pre-existing medical conditions or illnesses.
2. Injuries or disabilities resulting from intentional self-harm, suicide attempts, or participation in illegal activities.
3. Injuries or disabilities resulting from acts of war, terrorism, civil unrest, or political violence.
4. Injuries or disabilities resulting from hazardous activities or occupations, such as high-risk sports or military service, unless specifically covered under the policy.