Health Insurance Policy
Health insurance policy provides coverage for medical expenses incurred by individuals and to alleviate the financial burden associated with healthcare costs. Individuals can access necessary medical services without facing excessive out-of-pocket expenses. The coverage and benefits can vary widely depending on the,
a. Type of policy
b. The age, habits & existing illness of the insurer, insurance company
c. Specific plan.
Add-On
Critical Illness Cover - coverage for specified critical illnesses like cancer, heart attack, or stroke, providing a lump sum amount upon diagnosis.
Dental and Vision Coverage - coverage for dental and vision care expenses, including routine check-ups and treatments.
Personal Accident Cover - providing a lump sum amount in the event of accidental injuries, or covering medical expenses.
Wellness Programs
Exclusions
1. Preexisting Conditions
2. Cosmetic Procedures
3. Injuries from Hazardous Activities
4. Non-Allopathic Treatments
5. Intentional Self-harm or Substance Abuse