Outpatient Health Policy
Outpatient Health Policy provides coverage for medical expenses incurred outside of a hospital admission or overnight stay, such as doctor’s visits, diagnostic tests, consultations, preventive care, and prescription medications.
Add-On
Alternative Medicine - Coverage for physiotherapy, Naturopathy, Ayurveda, Yoga, Unani, Siddha, Homeopathy.
Dental and Vision – Covers the dental and vision treatment arising out of accidents incurred at any networked facility in India as an outpatient.
Exclusions
1. Expenses related to preexisting medical conditions or illnesses are excluded from coverage for a specified waiting period.
2. Cosmetic treatments, elective surgeries, and aesthetic procedures performed for cosmetic purposes, unless deemed medically necessary by a healthcare provider.
3. Costs associated with experimental treatments, procedures, drugs, or therapies not approved by regulatory authorities.
4. Expenses unrelated to medical treatment or healthcare services, such as transportation costs, lodging, meals, and personal expenses.